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Here's what you'll find in:

Bounce Back From Bankruptcy, 4th Edition:
A Step-By-Step Guide to Getting Back 
on Your Financial Feet

By Paula Langguth Ryan
262 pp., paper, ISBN: 978-1-889605-16-6;
1-800-507-9244

 

  1. INTRODUCTION: Choose to Succeed
    Why You Need to Read This Book Why It's So Easy to Get Credit After Bankruptcy
    A New Life After Bankruptcy
    Who Should Read This Book?
    What This Book Will Do
    What Creditors Don't Want You to Know
    Why I Wrote This Book

  2. CHAPTER 1: The First Step Toward Rebuilding Your Credit After Bankruptcy
    Getting Copies of Your Credit Reports
    Get Your Free Annual Credit Reports - The Right Way!
    Why You Should Avoid Using 3-in-1 Credit Reports
    What If You're Not Eligible for a Free Credit Report?
    What Your Credit Report Says About You
    Updating Your Discharged Accounts
    Common Post-Bankruptcy Credit Report Errors
    Bringing Your Credit Reports Up-To-Date
    What If You Run Into a Snag?
    Writing a Credit History Statement
    Credit Repair Warning Signs
    Finding a Legitimate Credit Repair Company
    Waiting For Your Credit Reports

  3. CHAPTER 2: Laying a Foundation For Financial Success
  4. The Root Cause of Your Bankruptcy
    Knowledge IS Power
    Healing Your Relationship With Money
    Removing Obstacles to Honoring Our Commitments
    Regaining Control Over Your Money
    Stop Looking for Places to Lay Blame
    Be Patient With Your Financial Growth
    Playing on Life's Abundant Playground

  5. CHAPTER 3: Getting Rid of Your Remaining Debts
    What if a Creditor Tries to Collect a Discharged Debt
    What to Do About Bounced Checks
    Do You Pay Income Tax on Discharged Debt?
    What To Do With Debts That Were Not Discharged
    To Reaffirm or Not To Reaffirm?
    What to Do if You've Already Reaffirmed Other Debts?
    When Does It Pay to Reaffirm a Credit Card After Bankruptcy
    Falling Behind On Reaffirmed Debt
    Paying Off Any Remaining Debt
    Putting The Debt-Buster Strategyto Work For You
    Repaying Your Student Loans
    Work With the Natural Ebb and Flow ofMoney

  6. CHAPTER 4: Breaking the Debt Cycle -- For Good!
    How To Become a Credit-Savvy Consumer
    Ten Tips For Breaking the Debt Cycle -- For Good!
    Use Affirmations to Release Prosperity in Your Life
    Should You Repay Discharged Debts?
    Use GoalGetting™ to Change Your Money Thoughts
    GoalGetter™ Sheet
     
  7. CHAPTER 5: Selecting the Best Credit Card AfterBankrupty
    Shopping For the Best Secured Credit Card After Bankruptcy
    What's the Best Credit Card For You?
    Secured Credit Cards to Avoid
    The Only Secured Credit Cards Worth Your Time
    Other Secured Cards to Consider
    Are Credit Builder Plans Worthwhile?
    Make Sure Your Credit Card Helps You Rebuild Your Credit
    Finding the Best Secured Credit Card on Your Own
    Need a Higher Limit On Your Secured Credit Card?
    Are Pre-Paid Credit Cards as Good as Secured Cards?
    Can You Get an Unsecured Credit Card After Bankruptcy?
    Do-It-Yourself Checklist for Finding a Good Credit Card After Bankruptcy
    How Much Credit is Good For You?
    Is a Debit Card Right For You?
    Three Tips For Keeping Your Credit Card Bills Under Control
    Getting a Gasoline Credit Card After Bankruptcy
     
  8. CHAPTER 6: Buying a Car After Bankruptcy
    Need a Car Before Your Credit Report is Completely Cleaned Up or While You're Still in Chapter 13?
    Ready to Finance a Car After Bankruptcy?
    How To Find a Decent Car Loan After Bankruptcy
    The Best Way to Buy a Car From a Dealer
    What If You Already Have a High-Interest Car Loan?
    Leasing A Car -- Don't, Unless You Have No Other Choice
     
  9. CHAPTER 7: Easing Your Job Fears After Bankruptcy
    Can You Lose Your Job After Bankruptcy?
    Finding a New Job With a Credit Check
     
  10. CHAPTER 8: Renting the Apartment or House You Want After Bankruptcy
    Strategies to Get the Rental You Want
    Talking with the Landlord
     
  11. CHAPTER 9: How To Travel Without Credit
    How to Reserve a Hotel Room Without a Credit Card
    How to Rent a Car Without a Credit Card
    How to Buy Plane Tickets Without a Credit Card
     
  12. CHAPTER 10: How to Buy a Home After Bankruptcy
    Strategies to Help Reduce Your Closing Costs
    Where to Get Your Down Payment
    Don't Have Money For a Down Payment?
    Thinking Outside the Box to Buy Your Home
    What Type of Mortgage Lenders Should You Use?
    How to Buy a Home Less Than a Year After Bankruptcy
    Refinancing After Bankruptcy
    Any Advantages to Interest-Only Mortgages?
    Creating a Home Wherever You Are

  13. CHAPTER 11: Making Yourself Identity Theft Proof
  14. Avoiding Identity Theft
    Freezing Identity Thieves in Their Tracks
    Tips for Avoiding Identity Theft
    If You Suspect Identity Theft
    How to Stop Identity Theft in Its Tracks
    Recovering From Identity Theft
     
  15. CHAPTER 12: What If You Get In Over Your Head Again?
    Short-Term Strategies to Help You Get Back On Track
    What to Expect When You Use a Credit Counselor
    Selecting a Good Credit or Budget Counselor
    Choosing the Best Credit or Budget Counselor For You
    Do You Find It Hard to Stop Spending More Than You Make?
    Could You Have a Gambling Problem?
    How to Keep From Falling Back Into Debt
    What If You Fall Behind On Your Mortgage?
    What If Your Lender Threatens to Foreclose?
    What to Do About Your Credit Cards
    What to Do About Other Bills You Have
    What If You Have to Declare Bankruptcy Again?
     
  16. CHAPTER 13: Building Financial Security
    Investing Your Money Once You're Out of Debt
    Build Your Investments By Buying What You Know
    Prepay Big Loans and Save Thousands In Interest
    Ten Strategies to Help You Avoid Money Drains
     
  17. CHAPTER 14: Keep Up the Good Work!
    Four Strategies to Keep You On Track After Bankruptcy
    Good Resources to Check Out
    A Final Word From the Author

Special Free Bonus! Excerpt from the forthcoming Break The Debt Cycle -- For Good! by Paula Langguth Ryan

Are you ready to transform your life by finally getting your finances on track?

I am so thoroughly convinced that you will be delighted with the results of this program, that I'm offering a 1-YEAR BETTER THAN RISK FREE MONEY-BACK GUARANTEE!

If your life isn't significantly better after implementing the advice in this book, just contact me within 1 year of your purchase date and I will refund your entire purchase price.

Get started RIGHT NOW getting back on track financially.

Can't wait to get the paperback version of Bounce Back From Bankruptcy?

Click here to order the e-book version and get start rebuilding your financial future today!

 

 

 
> Credit Report Tip
 

You might be tempted to use a credit report compiling company, which merges information from all your credit reports. I don't recommend doing this. When you merge all three reports, if there are errors, you get a big mess. You wind up with a summary page loaded with incorrect information that will take you weeks to sort out - if you can sort it out at all. Instead of getting a compiled report.... (read more in Chapter 1 of Bounce Back From Bankruptcy)

> Does it pay to reaffirm a credit card?
 

You may be tempted to give yourself a "leg up" after bankruptcy by reaffirming debt on a credit card. This may or may not be a good move, and you should use two guidelines to decide if reaffirming is right for you.  (discover these two guidelines in Chapter 2 of Bounce Back From Bankruptcy.)

> Getting the best credit card after bankruptcy
The best credit card for you will depend on what you want out of the card. No matter what factors are most important to you, please make sure your credit card meets these three criteria and passes these two rules... (read more in Chapter 4 of Bounce Back From Bankruptcy)

> Should you tell new landlord about your bankruptcy?
 

I recommend being open and honest about your bankruptcy. They're going to see it listed on your credit report when they request it, so there's no reason to hide it. Most people who are turned down for apartments after declaring bankruptcy haven't taken these steps to help themselves. (Discover these steps  in Chapter 7 of Bounce Back From Bankruptcy.)



 

 

 


 
 

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